When Does Synchrony Financial Report Earnings?
SYF · NYSE · Next earnings date for Synchrony Financial, estimated from its SEC filing history, with a live countdown in trading days.
Next earnings date
Tuesday, October 20, 2026
Fiscal Q3 2026 results · quarter ended September 30, 2026
Date confirmed by the company. Source.
After that
Fiscal Q4 2026
Estimated Jan 26, 2027 · before the open
Fiscal year
January 1 – December 31
fiscal 2026 ends Dec 31, 2026
SYF earnings date history
The last 8 earnings releases, from Synchrony Financial's SEC filings — its earnings 8-Ks, or the quarterly report itself when results are published that way. The “days after” column is how long after the fiscal quarter ended the company reported — the pattern behind the estimate above.
| Quarter | Reported | Time | Days after |
|---|---|---|---|
| Q2 2026ended Jun 30 | Jul 21, 2026Tuesday | Before open | 21 |
| Q1 2026ended Mar 31 | Apr 21, 2026Tuesday | Before open | 21 |
| Q4 2025ended Dec 31 | Jan 27, 2026Tuesday | Before open | 27 |
| Q3 2025ended Sep 30 | Oct 15, 2025Wednesday | Before open | 15 |
| Q2 2025ended Jun 30 | Jul 22, 2025Tuesday | Before open | 22 |
| Q1 2025ended Mar 31 | Apr 22, 2025Tuesday | Before open | 22 |
| Q4 2024ended Dec 31 | Jan 28, 2025Tuesday | Before open | 28 |
| Q3 2024ended Sep 30 | Oct 16, 2024Wednesday | Before open | 16 |
How this estimate is made
Companies report on a rhythm. We read every Form 8-K earnings release and 10-Q/10-K Synchrony Financial has filed with the SEC, work out how many days after each fiscal quarter ended the results came out and on which weekday, and project that pattern onto the current quarter — using the same fiscal quarter from prior years, since fourth-quarter reports run later than the others. The result is snapped to a trading day and capped at the SEC filing deadline for a large accelerated filer.
Whether a company reports before the open or after the close comes from the time its past earnings 8-Ks reached the SEC. When Synchrony Financial announces an exact date, this page switches from estimated to confirmed. Until then, verify the date with the company's investor relations site before trading around it.
Frequently asked questions
When does Synchrony Financial (SYF) report earnings?›
Synchrony Financial is scheduled to report Fiscal Q3 2026 earnings on Tuesday, October 20, 2026, at a time not yet known.
How many trading days until SYF earnings?›
12 trading days (17 calendar days) as of Saturday, October 3, 2026, counting weekdays and skipping NYSE/Nasdaq holidays.
Does SYF report before or after the market opens?›
The time of day for Synchrony Financial's next report is not yet known.
Estimated dates are projections from public SEC filings, not announcements by Synchrony Financial. Confirm with the company before making decisions. Not investment advice.